An Independent Practice

An Ivy League approach to investing

Our team's investment philosophy is aligned with those of the endowment funds of such hallowed institutions as Harvard, Yale, Princeton and Stanford. They have demonstrated leadership in diversified multi-asset investing for many years. Like us, they believe in populating their portfolios with passive instruments such as those that are designed similar to an index.    

Expense is one of the few areas of investing that you have complete control over. Passively managed portfolios generally have lower expenses than those that involve active management of investments, which could result in better bottom-line returns. The consistency and transparency of indexes can also allow for greater risk control in managing the portfolio, and their typical extremely low turnover rates generally result in much lower tax liabilities than actively managed portfolios.

It is important to understand that although we populate our portfolios with passive instruments, a tremendous amount of work and time goes into managing client assets at the portfolio level. Selecting the appropriate investments and fixed income alternatives, managing risk and rebalancing portfolios in a disciplined and timely manner are extremely important aspects to successful wealth management.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification. Individuals cannot invest directly in any index. Individual investor's results will vary. Past performance does not guarantee future results.

2 HMS ESSINGTON Dr. Hingham Shipyard | Hingham, MA 02043 | T: 877.741.2540 | F: 781.741.2541 | Disclosures | Form CRS | Form ADV Part 1 | Form ADV Part 2A